kelvin20030906的部落格

Corporate finance manages a firm’s capital.

It decides how to fund business projects.

Companies weigh debt versus equity financing.

FinTech simplifies online transactions.

Mobile payments increase financial inclusion.

Robo-advisors offer automated investment advice.

Banks provide credit and liquidity.

Central banks control monetary policy.

Insurance reduces financial uncertainty.

Inflation reduces purchasing power.

Interest rate changes affect borrowing costs.

Financial literacy empowers individuals to make informed decisions.

Basic knowledge of budgeting prevents overspending

Consistent savings habits matter more than timing the market.

Compound interest magnifies gains over decades.

Financial independence requires passive income exceeding expenses.

Early retirement strategies often involve aggressive savings rates.

Financial literacy is the foundation of sound economic decision-making.

It equips individuals with the skills to manage income, expenses, and investments.

Retirement planning should start early.

Compound interest benefits long-term investors.

An emergency fund offers a safety net during job loss.

Inflation affects the real value of your savings.